Terms of Use

Last Updated: 12/11/2025

Welcome to healthplansnearyou.com. By accessing or using our website, services, or tools (collectively, the “Services”), you agree to be bound by these Terms of Use (“Terms”). If you do not agree, please do not use our Services.

1. Overview of Our Services

healthplansnearyou.com provides a platform that connects users with licensed insurance agents and allows users to compare health insurance plans from multiple providers. We are not an insurance carrier and do not make decisions regarding coverage or pricing.

2. Eligibility

You must be at least 18 years old to use our Services. By using the site, you represent that you meet this requirement.

3. No Professional or Legal Advice

Information provided on healthplansnearyou.com is for general informational purposes only. Any insurance-related advice or recommendations are provided solely by licensed agents, not by healthplansnearyou.com.

4. Third-Party Partners

Our Services may connect you with third-party insurance agents, brokers, or carriers. We are not responsible for the actions, terms, policies, or decisions of third-party partners. Any agreements you enter into with third parties are solely between you and the third party.

5. User Responsibilities

You agree to:

6. Privacy

Your use of the Services is also governed by our Privacy Policy, which describes how we collect, use, and protect your information. By using the website, you consent to the practices described in the Privacy Policy.

7. Disclaimers

The Services are provided “as is” and “as available.”

We do not guarantee:

To the fullest extent permitted by law, healthplansnearyou.com disclaims all warranties, express or implied.

8. Limitation of Liability

To the maximum extent permitted by law, healthplansnearyou.com is not liable for any indirect, incidental, consequential, or punitive damages arising from your use of the Services, including interactions with third-party agents or carriers.

9. Changes to Terms

We may update or modify these Terms at any time. Continued use of the Services after changes are posted constitutes acceptance of the updated Terms.

10. Governing Law

These Terms are governed by the laws of the state of Montana, without regard to conflict-of-law principles.

11. Contact Us

If you have any questions about these Terms, please contact us at:
support@healthplansnearyou.com